Storm damages the roof
Wind, hail, fallen tree limbs, or flying debris cause damage to your roof during a covered weather event.
Schedule a professional inspection
A qualified roofing professional documents visible storm-related damage with photos and detailed notes.
Review your policy & contact insurer
Review your homeowners insurance policy and contact your insurance company if the damage may be covered.
Adjuster inspects the property
The insurance company assigns an adjuster who inspects your property to assess the reported damage.
Coverage is determined
The insurance company determines whether coverage applies based on your policy and the inspection findings.
Roof is repaired or replaced
If the claim is approved, your roof is repaired or replaced according to the settlement and policy terms.
The Typical Claim Timeline
Timing varies by insurer and circumstances, but most claims move through these stages.
Request Free Roof Inspection